bank rates

CD Rates Leaderboard For Aug. 17, 2011:
Top 3-Month Return Drops A Little

This is a great page to bookmark so you can always find the best nationally available deals on the most popular CD rates.One small change to report on the CD Rates Leaderboard today.

AloStar Bank of Commerce lowered its return on 3-month CDs from 0.81% APY to 0.76% APY, with a $1,000 minimum deposit.

But that’s still the best nationally available deal on those certificates of deposit, so kudos to the Birmingham, Ala., based online bank.

Hudson City Savings and Virtual Bank remain tied for second-best rate of 0.75% APY.

Hudson City (, which has 130 branches in New Jersey, New York and Connecticut, requires a $500 minimum deposit for anyone living in that tri-state area, but a $5,000 minimum deposit for everyone else.

Virtual Bank (, the online division of Lydian Private Bank, based in Palm Beach, Fla., requires a $10,000 minimum deposit.

The next best 3-month CD rates are being offered by:

OneWest Bank (, which has 82 branches in southern California and is paying 0.70% APY with a $1,000 minimum deposit.

Sanibel Captiva Community Bank (, which has three branches in southwest Florida and is paying 0.60% APY, also with a $1,000 minimum deposit.

Banks qualify for our rankings by accepting deposits from all savers, regardless of where they live, either online or through the mail.

Compare these returns with the best CD rates from scores of banks in our extensive database.

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