bank rates

CD Rates Leaderboard For Aug. 13, 2013

This is a great page to bookmark so you can always find the best nationally available deals on the most popular CD rates.Doral Bank Direct is messing with its interest rates again.

A week after bumping its 6-month CD rate by one one-hundredth of a percentage point, it cut the rate by the same slim amount today.

The online division of the leading community bank in Puerto Rico still owns the top deal on our CD Rates Leaderboard.

Doral Bank Direct (www.doralbankdirect.com), the online bank of Doral Bank, with five branches in northwest Florida and two in New York City, pays 0.87% APY with a $1,000 minimum deposit.

The other top nationally available 6-month CD rates remain unchanged from our recent review.

Banks qualify for our Leaderboard rankings by accepting deposits from all savers, regardless of where they live, either online or through the mail.

We don’t include credit unions because of the restrictions they place in order to open an account.

That doesn’t necessarily make those deals any less valuable (although there are sometimes fees to join); it just means you have to jump through a few more hoops.

Compare these returns with the best CD rates from scores of banks in our extensive database.

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