bank rates

CD Rates Leaderboard For April 8, 2014

For the 10th consecutive week, Florida-based EverBank on Friday changed its 60-month CD rates – this time cutting its yield a bit.

With a $1,500 minimum deposit, its 5-year CDs now pay 2.24% APY, down from 2.27% APY just a week prior.

But that cut is enough to bump EverBank out of the top spot on our CD Rates Leaderboard.

Three banks now co-lead the term with an offer of 2.25% APY over 60 months:

Barclays (, which is the online American operation of the worldwide British bank with more than $2 trillion in assets, has no minimum balance requirement.

CIT Bank (, the online consumer bank of CIT Group Inc., which offers financing to small businesses and middle-market companies, requires a $1,000 minimum deposit.

GE Capital Retail Bank (, one of two online banks, each with its own FDIC insurance, that are subsidiaries of GE Capital Corp., the financial services unit of the manufacturing giant, requires a $25,000 minimum deposit.

We’re tracking 13 banks that pay at least 2.00% APY on 60-month CDs available to all savers. And there are now five banks that pay at least 2.15% APY.

Banks qualify for our rankings by imposing no restrictions on who can buy their certificates of deposit, either online or through the mail.

Compare these returns with the best CD rates from scores of banks in our extensive database.

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