bank rates

CD Rates Leaderboard For April 17, 2012: Florida Bank Offers Top 60-Month CDs

This is a great page to bookmark so you can always find the best nationally available deals on the most popular CD rates.That’s what we get for opening our big mouths.

Just two days ago, we posted a piece on 60-month CD rates under the headline “Best 5-Year CD Rates Hold Steady.”

Today we have a new 60-month CD rate at the top of our CD Rates Leaderboard for the first time since Jan. 6.

Unfortunately, it’s a lower return.

Former term leader KeySource Commercial Bank cut its 5-year CD rates today from 1.95% APY to 1.85% APY.

The best nationally available 60-month CD rates now belong to the Jacksonville Bank (, which pays 1.90% APY with a $1,000 minimum deposit. It has eight locations in and around Jacksonville, Fla.

There are a few nationally available credit union deals that top this. You’ll find all of these deals on our chart of highest CD rates from credit unions and local banks.

Some highlights:

Remember, banks qualify for our Leaderboard rankings by accepting deposits from all savers, regardless of where they live, either online or through the mail.

We don’t include credit unions because of the restrictions they place in order to open an account. That doesn’t make these deals any less valuable; it just means you have to jump through a few more hoops.

Compare these returns with the best CD rates from scores of banks in our extensive database.

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Comments (2)
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2 Existing Comments
  1. SeniorSaver said:
    on April 17th at 02:18 pm

    Fidelity shows State Bank of India offering a 2%, FDIC-insured five-year brokered CD issuable later this month. SBI’s rate for 5-year CDs opened directly (which aren’t nationally available) is 1.90% APY. Another one of those rate differential anomalies you sometimes find.

  2. Kathy at Bankaholic said:
    on May 7th at 09:37 am

    FYI — All of these rates are lower today.