bank rates

CD Rates Leaderboard For September 15

NewDominion Bank lowered what it’s paying on certificates of deposit this morning, ending its run as the leader in three of the six CD rates we follow.

Halfway through September, four of the seven banks that began the month on our Leaderboard (there was a tie for the top 6-month CD rate) are now gone.

Four of the six rates they offered have been lowered. Only the top rates on 36-month and 60-month CDs remain unchanged.

The best nationally available CD rates are now:

TERM BANK RATE MIN. DEPOSIT
3-Month CDs ISN Bank 1.01% APY $10,000
6-Month CDs Aurora Bank 1.17% APY $1,000
12-Month CDs Melrose Credit Union 1.51% APY $5,000
24-Month CDs Discover Bank 1.80% APY $2,500
36-Month CDs Danversbank 2.50% APY $500
60-Month CDs Melrose Credit Union 3.03% APY $5,000

All of these banks accept online applications from customers in all 50 states.

(We include Melrose in our rankings because it has a unique charter that allows anyone to join, regardless of where they live or work.)

Compare these returns with the best CD rates from scores of other banks in our database.

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Comments (2)
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  1. Mimi said:
    on September 15th at 05:42 pm

    Looks like you’ve got to snatch these rates in a hurry before they disappear — no dillydallying. How can the bankers even keep up with it? And what could be happening in such a short time to change the rates almost as fast as we change our underwear?

  2. HenryK said:
    on September 15th at 06:01 pm

    They must have all attended the “Scrooge-anomics” seminar at Pebble Beach this summer.