Members of the military heading out on deployment can get a much deserved helping hand through the Marine Federal Credit Union, headquartered in Jacksonville, N.C.

Residents in the Tulsa, Okla., area can sign up for a savings account that pays a fifth of a percentage point better than the best nationally available rate.

If you live in parts of Pennsylvania, New Jersey or Delaware, you can take advantage of savings account rates two-tenths of a percentage point better than the best nationally available deal.

Pairing up a rewards checking account and a savings account can earn you top rates at Gibsland Bank & Trust in northeast Louisiana.

Utah Power Credit Union pays 1.51% APY on its savings account and also offers 6- and 12-month CD rates that beat what you’ll find on our CD Rates Leaderboard.

With plenty of other banks cutting savings rates, a new division operated by Bank of Internet USA has swooped in to offer the best nationally available deal — 1.30% APY.

The best nationwide deals are paying 1.10% APY, and you have your choice among six banks.

The cut puts CNBBankDirect in the top spot among nationally available savings accounts. It pays 1.15% APY with no minimum deposit.

Opening a youth savings account or CD that earns eye-popping returns for your son or daughter is a great way to teach them about the value of money. But some of the seemingly best offers might not appear quite so awe-inspiring once you read the fine print.