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TotalBank Still Atop 3-Month CD Rates

TotalBank has led our rankings of the best 3-month CD rates for four months now, even though its returns have been steadily declining.
The bank, which has 16 branches in the Miami area, was paying 2.55% APY when it claimed the top spot in June and 1.85% APY as recently as last month.
Now it’s offering 1.65% [...]