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	<title>CD (Certificate of Deposit) Rates, Money Market Rates, High Interest Savings Accounts &#187; Personal Finance</title>
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	<link>http://www.bankaholic.com</link>
	<description>Compare the Best CD (Certificate of Deposit) Rates, Highest Money Market Rates, Best Savings Accounts, Bank Deals, Interest Rates and Bank Reviews!</description>
	<lastBuildDate>Wed, 08 Feb 2012 16:50:10 +0000</lastBuildDate>
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			<item>
		<title>What Happens To My CDs, Bonds If I Die?</title>
		<link>http://www.bankaholic.com/what-happens-to-my-cds-bonds-if-i-die/</link>
		<comments>http://www.bankaholic.com/what-happens-to-my-cds-bonds-if-i-die/#comments</comments>
		<pubDate>Wed, 08 Feb 2012 12:00:18 +0000</pubDate>
		<dc:creator>Charles Rechlin</dc:creator>
				<category><![CDATA[CD Rates]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[cd]]></category>
		<category><![CDATA[certificates of deposit]]></category>
		<category><![CDATA[payable on death]]></category>
		<category><![CDATA[penalty]]></category>

		<guid isPermaLink="false">http://www.bankaholic.com/?p=29066</guid>
		<description><![CDATA[I’d always thought banks and credit unions were required, under deposit contracts, to permit withdrawal of a CD depositor’s funds in full, without penalty, upon his or her demise.
]]></description>
		<wfw:commentRss>http://www.bankaholic.com/what-happens-to-my-cds-bonds-if-i-die/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>In Search Of Higher Returns: A Saver Experiments With Callable CDs And Bonds</title>
		<link>http://www.bankaholic.com/in-search-of-higher-returns-a-saver-experiments-with-callable-cds-and-bonds/</link>
		<comments>http://www.bankaholic.com/in-search-of-higher-returns-a-saver-experiments-with-callable-cds-and-bonds/#comments</comments>
		<pubDate>Thu, 26 Jan 2012 12:00:06 +0000</pubDate>
		<dc:creator>Charles Rechlin</dc:creator>
				<category><![CDATA[CD Rates]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[bonds]]></category>
		<category><![CDATA[callable cds]]></category>
		<category><![CDATA[cd rates]]></category>
		<category><![CDATA[fixed rate]]></category>
		<category><![CDATA[interest rates]]></category>

		<guid isPermaLink="false">http://www.bankaholic.com/?p=28158</guid>
		<description><![CDATA[With CD rates continuing to drop, I’m considering different strategies for redeploying maturing deposits. One is buying long-term callable CDs and federal agency obligations.]]></description>
		<wfw:commentRss>http://www.bankaholic.com/in-search-of-higher-returns-a-saver-experiments-with-callable-cds-and-bonds/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Make Sure Your Bank Doesn&#8217;t Mess Up Your Deposit Insurance Coverage</title>
		<link>http://www.bankaholic.com/make-sure-your-bank-doesnt-mess-up-your-deposit-insurance-coverage/</link>
		<comments>http://www.bankaholic.com/make-sure-your-bank-doesnt-mess-up-your-deposit-insurance-coverage/#comments</comments>
		<pubDate>Wed, 18 Jan 2012 12:00:44 +0000</pubDate>
		<dc:creator>Charles Rechlin</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[bank accounts]]></category>
		<category><![CDATA[FDIC]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[payable on death]]></category>

		<guid isPermaLink="false">http://www.bankaholic.com/?p=27668</guid>
		<description><![CDATA[Like the smoke detectors in my home, I check my payable-on-death (POD) accounts twice a year to make sure they’re still operating properly.
]]></description>
		<wfw:commentRss>http://www.bankaholic.com/make-sure-your-bank-doesnt-mess-up-your-deposit-insurance-coverage/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Poor CD Rates Pushed Me To (Reluctantly) Open Two Online Brokerage Accounts</title>
		<link>http://www.bankaholic.com/poor-cd-rates-pushed-me-to-reluctantly-open-two-online-brokerage-accounts/</link>
		<comments>http://www.bankaholic.com/poor-cd-rates-pushed-me-to-reluctantly-open-two-online-brokerage-accounts/#comments</comments>
		<pubDate>Tue, 17 Jan 2012 12:00:00 +0000</pubDate>
		<dc:creator>Charles Rechlin</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[ben bernanke]]></category>
		<category><![CDATA[cd rates]]></category>
		<category><![CDATA[certificates of deposit]]></category>
		<category><![CDATA[mutual funds]]></category>
		<category><![CDATA[online brokerage]]></category>
		<category><![CDATA[treasuries]]></category>

		<guid isPermaLink="false">http://www.bankaholic.com/?p=27070</guid>
		<description><![CDATA[In December, I opened online brokerage accounts at Fidelity and Vanguard so I could modestly expand my fixed-income portfolio.]]></description>
		<wfw:commentRss>http://www.bankaholic.com/poor-cd-rates-pushed-me-to-reluctantly-open-two-online-brokerage-accounts/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>You Can Buy Up To $15,000 In I Bonds</title>
		<link>http://www.bankaholic.com/you-can-buy-up-to-15000-in-i-bonds/</link>
		<comments>http://www.bankaholic.com/you-can-buy-up-to-15000-in-i-bonds/#comments</comments>
		<pubDate>Thu, 05 Jan 2012 12:00:39 +0000</pubDate>
		<dc:creator>Craig Guillot</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[cds]]></category>
		<category><![CDATA[series EE savings bonds]]></category>
		<category><![CDATA[series I savings bonds]]></category>
		<category><![CDATA[treasurydirect]]></category>

		<guid isPermaLink="false">http://www.bankaholic.com/?p=27204</guid>
		<description><![CDATA[You'll have the chance to buy up to $15,000 worth of electronic and paper Series I Savings Bonds this year, and take advantage of their very competitive interest rate.]]></description>
		<wfw:commentRss>http://www.bankaholic.com/you-can-buy-up-to-15000-in-i-bonds/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why I&#8217;m Souring On Mint.com</title>
		<link>http://www.bankaholic.com/why-im-souring-on-mint-com/</link>
		<comments>http://www.bankaholic.com/why-im-souring-on-mint-com/#comments</comments>
		<pubDate>Fri, 16 Dec 2011 14:00:07 +0000</pubDate>
		<dc:creator>Jen A. Miller</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[credit card rewards]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[mint.com]]></category>
		<category><![CDATA[pageonce.com]]></category>

		<guid isPermaLink="false">http://www.bankaholic.com/?p=25920</guid>
		<description><![CDATA[I'm tired of all the ads, especially ads that could point me to the wrong financial path.
]]></description>
		<wfw:commentRss>http://www.bankaholic.com/why-im-souring-on-mint-com/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Skip A Loan Payment, But Pay A Price</title>
		<link>http://www.bankaholic.com/skip-a-loan-payment-but-pay-a-price/</link>
		<comments>http://www.bankaholic.com/skip-a-loan-payment-but-pay-a-price/#comments</comments>
		<pubDate>Fri, 09 Dec 2011 12:00:38 +0000</pubDate>
		<dc:creator>Susan Ladika</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[auto loan]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[credit union]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[skip]]></category>

		<guid isPermaLink="false">http://www.bankaholic.com/?p=25580</guid>
		<description><![CDATA[If you’re strapped for cash this holiday season, your bank or credit union institution might allow you to skip a loan payment without being penalized.]]></description>
		<wfw:commentRss>http://www.bankaholic.com/skip-a-loan-payment-but-pay-a-price/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>I&#8217;ve Found A New Way To Stop Junk Mail!</title>
		<link>http://www.bankaholic.com/ive-found-a-new-way-to-stop-junk-mail/</link>
		<comments>http://www.bankaholic.com/ive-found-a-new-way-to-stop-junk-mail/#comments</comments>
		<pubDate>Mon, 14 Nov 2011 12:00:50 +0000</pubDate>
		<dc:creator>Jen A. Miller</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[catalog choice]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[junk mail]]></category>
		<category><![CDATA[social security number]]></category>

		<guid isPermaLink="false">http://www.bankaholic.com/?p=24082</guid>
		<description><![CDATA[Fill a prepaid envelope with labels torn from all of the junk mail you don't want. Send it in and you're off the mailing lists.
]]></description>
		<wfw:commentRss>http://www.bankaholic.com/ive-found-a-new-way-to-stop-junk-mail/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>TD Bank driving fees up, customers away</title>
		<link>http://www.bankaholic.com/td-bank-driving-fees-up-customers-away/</link>
		<comments>http://www.bankaholic.com/td-bank-driving-fees-up-customers-away/#comments</comments>
		<pubDate>Mon, 07 Nov 2011 12:00:47 +0000</pubDate>
		<dc:creator>Jen A. Miller</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Checking Accounts]]></category>
		<category><![CDATA[monthly fees]]></category>
		<category><![CDATA[td bank]]></category>
		<category><![CDATA[wire transfers]]></category>

		<guid isPermaLink="false">http://www.bankaholic.com/?p=23684</guid>
		<description><![CDATA[TD Bank is back to annoying my friends and neighbors with yet more fee hikes.

The big eastern bank that operates from Maine to Florida just announced it will boost the cost of:

Wire transfers from $10 to $15.
Certified checks from $4 to $8.
Money orders from $4 to $5.
Stop-payment fees from $25 to $30.

It will also limit [...]]]></description>
		<wfw:commentRss>http://www.bankaholic.com/td-bank-driving-fees-up-customers-away/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Let&#8217;s embrace responsible banks that pay better than average interest rates</title>
		<link>http://www.bankaholic.com/lets-embrace-responsible-banks-that-pay-better-than-average-interest-rates/</link>
		<comments>http://www.bankaholic.com/lets-embrace-responsible-banks-that-pay-better-than-average-interest-rates/#comments</comments>
		<pubDate>Sat, 05 Nov 2011 12:00:34 +0000</pubDate>
		<dc:creator>Darci Swisher</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[cd rate]]></category>
		<category><![CDATA[certificates of deposit]]></category>
		<category><![CDATA[electronic statements]]></category>
		<category><![CDATA[greenchoice bank]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[on-line bill payment]]></category>

		<guid isPermaLink="false">http://www.bankaholic.com/?p=23598</guid>
		<description><![CDATA[GreenChoice Bank in Chicago is a good example of community banks that are out to support the environment and neighborhoods in serves.


]]></description>
		<wfw:commentRss>http://www.bankaholic.com/lets-embrace-responsible-banks-that-pay-better-than-average-interest-rates/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>State Farm Tries The Chat And Coffee Biz</title>
		<link>http://www.bankaholic.com/state-farm-tries-the-chat-and-coffee-biz/</link>
		<comments>http://www.bankaholic.com/state-farm-tries-the-chat-and-coffee-biz/#comments</comments>
		<pubDate>Wed, 02 Nov 2011 12:00:48 +0000</pubDate>
		<dc:creator>Darci Swisher</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[chicago]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[next door]]></category>
		<category><![CDATA[state farm]]></category>

		<guid isPermaLink="false">http://www.bankaholic.com/?p=22954</guid>
		<description><![CDATA[A new coffee shop called "Next Door, State Farm" has opened in Chicago to provide free help with your finances and better-than-average drinks.]]></description>
		<wfw:commentRss>http://www.bankaholic.com/state-farm-tries-the-chat-and-coffee-biz/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Who Is Ditching The Big Banks?</title>
		<link>http://www.bankaholic.com/who-is-ditching-the-big-banks/</link>
		<comments>http://www.bankaholic.com/who-is-ditching-the-big-banks/#comments</comments>
		<pubDate>Tue, 01 Nov 2011 11:30:47 +0000</pubDate>
		<dc:creator>Jen A. Miller</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[bank of america]]></category>
		<category><![CDATA[bank transfer day]]></category>
		<category><![CDATA[chase]]></category>
		<category><![CDATA[credit union]]></category>
		<category><![CDATA[hsbc]]></category>
		<category><![CDATA[switching banks]]></category>

		<guid isPermaLink="false">http://www.bankaholic.com/?p=23432</guid>
		<description><![CDATA[As Bank Transfer Day approaches, here are three examples of people who made the switch.
]]></description>
		<wfw:commentRss>http://www.bankaholic.com/who-is-ditching-the-big-banks/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Bankers Bite Back At Bank Transfer Day</title>
		<link>http://www.bankaholic.com/bankers-bite-back-at-bank-transfer-day/</link>
		<comments>http://www.bankaholic.com/bankers-bite-back-at-bank-transfer-day/#comments</comments>
		<pubDate>Wed, 26 Oct 2011 12:00:39 +0000</pubDate>
		<dc:creator>Jen A. Miller</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[american bankers association]]></category>
		<category><![CDATA[bank of america]]></category>
		<category><![CDATA[bank transfer day]]></category>
		<category><![CDATA[credit unions]]></category>

		<guid isPermaLink="false">http://www.bankaholic.com/?p=23072</guid>
		<description><![CDATA[I’ve got to wonder if the banking industry is starting a smear campaign against customers planning to jump ship for credit unions on Bank Transfer Day.
Dr. Keith Leggett, a senior economist for the American Bankers Association, published a blog post last week that suggests smart credit unions don&#8217;t really want them.
“Some credit union trade groups [...]]]></description>
		<wfw:commentRss>http://www.bankaholic.com/bankers-bite-back-at-bank-transfer-day/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>I&#8217;d Be Gloomy Too, If I Were These Guys</title>
		<link>http://www.bankaholic.com/id-be-gloomy-too-if-i-were-these-guys/</link>
		<comments>http://www.bankaholic.com/id-be-gloomy-too-if-i-were-these-guys/#comments</comments>
		<pubDate>Fri, 21 Oct 2011 12:00:51 +0000</pubDate>
		<dc:creator>Jen A. Miller</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[adjustable-rate mortgages]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[housing bubble]]></category>
		<category><![CDATA[subprime]]></category>

		<guid isPermaLink="false">http://www.bankaholic.com/?p=22802</guid>
		<description><![CDATA[Gloom may grip consumers as the New York Times says, but it sure picked a poor place to illustrate the problem.]]></description>
		<wfw:commentRss>http://www.bankaholic.com/id-be-gloomy-too-if-i-were-these-guys/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Return On Series I Bonds Heading Down</title>
		<link>http://www.bankaholic.com/return-on-series-i-bonds-heading-down/</link>
		<comments>http://www.bankaholic.com/return-on-series-i-bonds-heading-down/#comments</comments>
		<pubDate>Thu, 20 Oct 2011 14:44:21 +0000</pubDate>
		<dc:creator>Craig Guillot</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[certificates of deposit]]></category>
		<category><![CDATA[consumer price index]]></category>
		<category><![CDATA[series EE savings bonds]]></category>
		<category><![CDATA[series I savings bonds]]></category>

		<guid isPermaLink="false">http://www.bankaholic.com/?p=22744</guid>
		<description><![CDATA[The inflation component of the Series I Bond return will fall from 4.6% to 3.06%.]]></description>
		<wfw:commentRss>http://www.bankaholic.com/return-on-series-i-bonds-heading-down/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Stop blaming the sluggish economic recovery on tight-fisted consumers</title>
		<link>http://www.bankaholic.com/responsible-consumers-are-not-to-blame-for-the-sluggish-economic-recovery/</link>
		<comments>http://www.bankaholic.com/responsible-consumers-are-not-to-blame-for-the-sluggish-economic-recovery/#comments</comments>
		<pubDate>Fri, 19 Aug 2011 10:00:18 +0000</pubDate>
		<dc:creator>Jen A. Miller</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit scores]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[national savings rate]]></category>
		<category><![CDATA[revolving credit]]></category>

		<guid isPermaLink="false">http://www.bankaholic.com/?p=21128</guid>
		<description><![CDATA[During the height of the credit and housing boom economists lamented that we were spending too much and saving too little. Now they say we're spending too little and saving too much.]]></description>
		<wfw:commentRss>http://www.bankaholic.com/responsible-consumers-are-not-to-blame-for-the-sluggish-economic-recovery/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Wanted: Your Credit Card Complaints</title>
		<link>http://www.bankaholic.com/wanted-your-credit-card-complaints/</link>
		<comments>http://www.bankaholic.com/wanted-your-credit-card-complaints/#comments</comments>
		<pubDate>Thu, 21 Jul 2011 15:17:31 +0000</pubDate>
		<dc:creator>Mike Cetera</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[cash-advace fees]]></category>
		<category><![CDATA[consumer financial protection bureau]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit card act]]></category>

		<guid isPermaLink="false">http://www.bankaholic.com/?p=20298</guid>
		<description><![CDATA[The new Consumer Financial Protection Bureau officially opens for business today, and it wants to hear your credit card complaints.]]></description>
		<wfw:commentRss>http://www.bankaholic.com/wanted-your-credit-card-complaints/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Isn&#8217;t This State-Mandated Banking?!</title>
		<link>http://www.bankaholic.com/isnt-this-state-mandated-banking/</link>
		<comments>http://www.bankaholic.com/isnt-this-state-mandated-banking/#comments</comments>
		<pubDate>Sat, 16 Jul 2011 14:30:04 +0000</pubDate>
		<dc:creator>Jen A. Miller</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[bank of america]]></category>
		<category><![CDATA[national consumer law center]]></category>
		<category><![CDATA[prepaid debit card]]></category>
		<category><![CDATA[unemployment benefits]]></category>

		<guid isPermaLink="false">http://www.bankaholic.com/?p=19962</guid>
		<description><![CDATA[A New Jersey couple says the state required them to receive family leave benefits on a pre-paid debit card.]]></description>
		<wfw:commentRss>http://www.bankaholic.com/isnt-this-state-mandated-banking/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>If Only We Had An App For Impulse Saving</title>
		<link>http://www.bankaholic.com/if-only-there-were-a-button-for-impulse-saving%e2%80%a6/</link>
		<comments>http://www.bankaholic.com/if-only-there-were-a-button-for-impulse-saving%e2%80%a6/#comments</comments>
		<pubDate>Wed, 13 Jul 2011 14:30:10 +0000</pubDate>
		<dc:creator>Jen A. Miller</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[401(k) plan]]></category>
		<category><![CDATA[app]]></category>
		<category><![CDATA[iphone]]></category>
		<category><![CDATA[putnam investments]]></category>
		<category><![CDATA[retirement]]></category>

		<guid isPermaLink="false">http://www.bankaholic.com/?p=20054</guid>
		<description><![CDATA[If your 401(k) plan is with Putnam Investments and if you have an iPhone, stop what you are doing right now and download the Price Check &#038; Save app. 
Not only can it help you find better deals while shopping, but it can also give you a reality check about your spending, and divert more [...]]]></description>
		<wfw:commentRss>http://www.bankaholic.com/if-only-there-were-a-button-for-impulse-saving%e2%80%a6/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Save For Yourself, Then Your Kids</title>
		<link>http://www.bankaholic.com/save-for-yourself-then-your-kids/</link>
		<comments>http://www.bankaholic.com/save-for-yourself-then-your-kids/#comments</comments>
		<pubDate>Tue, 05 Jul 2011 14:30:55 +0000</pubDate>
		<dc:creator>Jen A. Miller</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[401(k) plan]]></category>
		<category><![CDATA[individual retirement account]]></category>
		<category><![CDATA[interest rate]]></category>

		<guid isPermaLink="false">http://www.bankaholic.com/?p=19697</guid>
		<description><![CDATA[Saving for retirment is more important that your kids' education.]]></description>
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		<slash:comments>0</slash:comments>
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