Mortgage rates are up a half-point or so from the record lows they set this spring.
But there are still some very good deals out there.
We searched the extensive database of mortgage rates on Bankrate.com and Interest.com for 10 major cities.
Here’s the lowest rate we found for what we consider to be the best [...]

Home equity lines of credit are still the cheapest consumer loans you can get — if you can get one.
Although the national average for a HELOC is 5.62%, in many parts of the country you can get a $30,000 line of credit for 3.25% to 3.75%.
These are adjustable rate loans that typically charge the prime [...]

Is it possible that mortgage rates bottomed out in April and are headed back up from those record lows?
One line of thinking says yes, because the Treasury Department has begun borrowing the staggering amounts of money needed to finance the record federal budget deficit, which is projected to reach $1.84 trillion this fiscal year, or [...]

This is the lowest interest rate we could find in the big databases at Bankrate.com and Interest.com.
With a loan this cheap you’d only pay $500 a month in principal and interest for every $100,000 borrowed. (This mortgage calculator will allow you to determine the monthly payments for any home loan.)
To obtain a [...]

This is the best deal you’ll find in many places — at least without paying points.
And it’s incredibly good.
With the Federal Reserve flooding the mortgage market with money, interest rates have plunged to record lows.
We couldn’t find lenders offering mortgages this cheap in every city in Bankrate.com and Interest.com’s extensive database of mortgage [...]

A home equity line of credit is the cheapest way to borrow money right now — if you can get one.
And Nationwide Bank has about the best deal around on HELOCs — if you can get one.
The Columbus, Ohio, bank is offering 3.25% APR to homeowners with good credit (a FICO score above 720) and [...]

With the Federal Reserve flooding the mortgage market with money, interest rates have plunged to record lows.
What’s the best deal out there?
We searched the extensive database of mortgage rates on Bankrate.com and Interest.com and found a growing number of lenders offering 30-year, fixed-rate loans for 4.875%, with no points and fees of less [...]

Here’s a low-tech deal for you.
Colonial Bank is selling a 24-month certificate of deposit with just a $500 minimum deposit.
That’s almost twice the national average for 2-year CDs and is one of the best offers you’ll find right now.
But you can’t apply online.
You have to buy the CD in person at one of [...]

With millions of borrowers defaulting on deceptive adjustable-rate mortgages, we certainly understand why no one wants an ARM right now.
But ING Direct has an intriguing offer that’s worth considering — a 5/1 adjustable-rate mortgage with an introductory rate of 4.5%.
Although you’ll find lenders advertising 4.5% fixed-rate mortgages, you can only get that rate by paying [...]