Saddle River Valley Bank has a money market account for northeast New Jersey residents that beats the top nationally available deals.
The community bank, with branches in Saddle River and Oakland, N.J., pays 1.30% APY as long as you maintain a minimum balance of $5,000.

While savings account rates tend to be sinking, and rewards checking deals are falling by the wayside, the best nationally available money market accounts continue to hold their own.

On Thursday, we told you about a good local deal on CD rates at Affinity Bank in Atlanta.
The single-office bank also offers a money market account for Georgia residents that beats the top nationally available deal.
You can earn its highest rate — 1.40% — with a balance of $250,000 or more.
But even more [...]

Having a AAA membership won’t just help you on the road, it can also speed up your path to savings through a partnership with Discover Bank.
AAA members can open savings and money market accounts at Discover Bank and earn 5 basis points more than other account holders.
Discover is offering 1.25% APY on savings accounts and [...]

The top money market account available nationwide now earns more than the top savings account.
That’s not saying a whole lot.
But at least we can report that MMA rates haven’t seen the same recent decline as savings account rates.
In fact, it’s been six weeks since there has been a change in the [...]

The average money market account rates offered by large banks and thrifts is an astoundingly bad 0.18% APY.
So while the top nationally available rates have tumbled over the past month, the best deals are still nearly seven times better than average.
Our new MMA leaders, Hudson City Savings Bank and AmTrust Direct, share the top [...]

The State Employees’ Credit Union in North Carolina is offering money market account rates to its 1.6 million members that beat the top nationally available deal.
The account offered by the Raleigh, N.C.-based credit union has a rate of 1.26% APY, just a touch above the best national rate of 1.25% APY offered by AmTrust [...]

Yikes.
No sooner do we post an entry pointing out Evantage Bank’s continued rates dominance for money market accounts than the online division of Southwest State Bank in Sentinel, Okla., cuts off new applications.
This follows moves by the other banks owned by the Huckabay family, which similarly ended new applications for money market and high-yield [...]

Looking short-term but don’t like the CD rates you see?
Consider a money market account offered by Evantage Bank, which clobbers the competition and also beats the best nationally available rates for 12-month CDs and savings accounts.
Evantage, the online division of Southwest State Bank in Sentinel, Okla., pays 1.75% APY on its Mega Money Market [...]