Hudson City Bank hasn’t cut its chart-topping 36-month CD rates for more than a month now.
That’s noteworthy given the way other banks chopped their returns and CD rates fell in October.

Hudson City, which has dozens of branches in New Jersey, New York and Connecticut, continues to pay 3.00% APY with a minimum deposit of [...]

Long-term CD rates fell in October, undercutting hope that the sharp delcine in savings rates that began with last year’s financial crisis might be over for at least some certificates of deposit.
The average return on 5-year CD rates had risen slightly in August and September.
But this week’s retreat leaves the average just four-hundredths of a [...]

Southern Commerce Bank has jumped to the top our rankings of the best, nationally available 12-month CD rates.
The bank, with 11 branches throughout Florida, is paying 2.30% APY on a 12-month CD with a minimum deposit of only $500.
That beats the 2.25% APY that MetLife Bank has been offering, with a hefty $25,000 minimum deposit.
(ING [...]

TotalBank has led our rankings of the best 3-month CD rates for four months now, even though its returns have been steadily declining.
The bank, which has 16 branches in the Miami area, was paying 2.55% APY when it claimed the top spot in June and 1.85% APY as recently as last month.
Now it’s offering 1.65% [...]

Atlantic Coast Bank, which has a dozen branches in Georgia and Florida, has moved into our rankings of the best 24-month CD rates.
It’s offer of 2.40% APR is a little shy of the top 2.50% APR being paid by Hudson City Savings Bank and Frontier Bank.
But those banks require significant minimum deposits while you only [...]

American Express Bank has popped onto our radar screen with a couple of good CD rates.
The credit card company’s online bank is paying 2.35% APY on a 24-month CD, which is not far from the 2.50% APY that the best, nationally-available 2-year certificates of deposit are paying.
While some of the CDs at the top of [...]

As CD rates settled ever lower this week, there’s word that President Obama is preparing to stomp on the top execs at two big banks that helped caused the financial crisis.
According to reports from the Associated Press and New York Times, the president will demand that the annual salaries of the 25 highest-paid executives at [...]

If you’ve got big money, Ridgestone Bank has big CD rates.
It’s paying 2.50% APY on a 25-month CD, which matches the

Country Bank for Savings has one of the best short-term CD rates around.
It’s paying 1.80 APY with a $500 minimum deposit on 5-month and 6-month certificates of deposit.
That’s the best, nationally available deal on a 6-month CD since H&R Block Bank switched its special to 3-month CDs last week.
The fact that the 14-branch bank based [...]