A small bank in suburban St. Louis now has the best 3-month CD rates.
Fortune Bank, which has a single branch in Arnold, is paying 1.25% APY with a minimum deposit of $1,000.
That’s less than half of the 2.55% APY TotalBank in Miami was paying when it jumped to the top of our rankings of 3-month [...]

The last bank offering 2.00% APY on a 12-month CD, Franklin Synergy Bank, dropped its yield to 1.90% APY today.
This is the first time we can recall that savers can’t earn a measly 2% on a nationally available 12-month certificate of deposit.
Two other banks offering 1.90% APY are:
The Palladian Private Bank, based in Chicago [...]

Here’s our mid-week rundown of the best, nationally available CD rates based on our current rankings.

3-month CDs: 1.25% APY from Fortune Bank with a $1,000 minimum deposit.
6-month CDs: 1.60% APY from Country Bank with a $500 minimum deposit.
12-month: 2.00% APY from Franklin Synergy Bank with a $1,000 minimum deposit.
24-month CDs: 2.30% APY from Atlantic Coast [...]

At the end of last year, six banks were paying 2.00% APY on 12-month CDs.
Now there’s one. (And it isn’t one of the half-dozen banks that topped our December rankings.)

Franklin Synergy Bank, with two branches in Franklin, Tenn., and a $1,000 minimum deposit, is the new leader.
Other top rates for nationally available 12-month CDs are:
1.90% [...]

Hey, E*Trade baby, here’s something worthy of your best “shocked face.”
Last April we called E*Trade out for offering ridiculously low rates on its 12-month to 24-month CDs.
Little did we know that the discount brokerage had just begun to slash its returns.
Here are the waaayyy below average rates E*Trade is now offering on what it [...]

The Federal Reserve has just reiterated its determination to keep interest rates at record lows until the economy is not just growing, but creating enough jobs to drive the unemployment rate down.
With more than 15 million Americans out of work, we understand that the country can’t afford another jobless recovery like the ones that [...]

Here’s a mid-week rundown of the best, nationally available CD rates based on our current rankings.

3-month CDs: 1.40% APY from TotalBank with a $1,000 minimum deposit.
6-month CDs: 1.60% APY from Country Bank with a $500 minimum deposit.
12-month: 2.00% APY from either The Jacksonville Bank or Franklin Synergy Bank with each requiring a $1,000 minimum deposit.
24-month [...]

New year. Same old story.
In November the best nationally available 24-month CDs paid 2.60% APY.

In December the top rate was 2.50%.
Now it’s 2.40% APY.
Banks have picked up right where they left off in 2009, repeatedly cutting the returns on certificates of deposit.
The average rate for 2-year CDs fell to 1.20% APY in last week’s survey [...]

A small Tennessee bank has leapt to the top of our rankings of the best nationally available 12-month CD rates.
Franklin Synergy Bank, which has two branches in Franklin,Tenn., is paying 2.10% APY with a minimum deposit of $1,000.
Last July we featured a very good 11-month special from this bank that was discontinued only a few [...]