Here’s a savings account that will out earn most certificates of deposit.
Beverly National Bank is offering 2.51% on savings accounts with a minimum balance of $5,000.
That’s one of the best interest rates you’ll find for a savings account. It’s nearly twice the national average for money market accounts and 12-month CDs, and is [...]

If you were watching the NCAA basketball tourney over the weekend you couldn’t avoid the ads promising a $50 bonus for anyone opening a new checking account at Bank of America.
Interested? Here are the hoops you’ll have to jump through.
You’ve got to apply in person at a branch bank. You can’t qualify for the [...]

Some readers think the returns on certificates of deposit have become so pathetic, even the best deals aren’t worth writing about.
They insist that a high-paying checking or savings account is a far better alternative. But here’s the argument for sticking with CDs.
Your return is guaranteed. Banks can, and often do, lower the eye-catching interest [...]

Here’s a low-tech deal for you.
Colonial Bank is selling a 24-month certificate of deposit with just a $500 minimum deposit.
That’s almost twice the national average for 2-year CDs and is one of the best offers you’ll find right now.
But you can’t apply online.
You have to buy the CD in person at one of [...]

AmericaNet Bank is still offering exceptional interest rates on checking accounts and money market accounts.
But the Oklahoma-based bank is changing the maximum amount on which it will pay top rates for both types of accounts.
For its Rewards Checking account, the limit is going down.
Instead of paying 5.25% on the first $25,000, it [...]

Almost no one is paying 2.80% on savings and money market accounts anymore.
But that’s what you’ll earn with CNBBankDirect.
It’s the online division of Citizens National Bank of Bluffton, which has seven branches in northeast Ohio, and earns four out of five stars in Bankrate’s “Safe & Sound” ratings system.
The 2.80% APY is available [...]

If you want to earn more than 3% on a certificate of deposit, you’ll have to lock your money up for at least two years.
One of the best deals right now is from GMAC Bank, which is paying 3.10% APY on a 24-month CD and you only need a $500 minimum to [...]

Here’s another investment that pays 3.00% APY. And considering today’s economic environment, this is a great-paying deal.
ADB Bank, is offering a 3.00% APY on Direct Wealth Money Market accounts with a minimum deposit of only $1.
To sweeten the deal, the terms that come with the account are laced with words like “free” [...]

It looks like this Indianapolis-based online bank is now offering the best deal on 12-month certificates of deposit.
UFBDirect Bank is paying 2.90% APY with an $8,000 minimum deposit.
That’s twice the national average of 1.37% for one-year CDs. It’s also a little more than GMAC Bank (2.85% APY) and Nexity Bank (2.86% APY) [...]