Beginning Oct. 1, instead of reporting your household income on credit card applications, you’ll instead be required to report personal income.

Earlier this month, the owner of a defunct online retailer was charged with wire fraud after the Department of Justice said he used his customers’ debit and credit card numbers to charge accounts multiple times for unordered merchandise.

A new prestige credit card — the Ritz-Carlton Rewards Credit Card from Chase — offers rewards I rarely see in a credit card, at an even rarer price: a $395 annual fee.

Many credit card issuers looking to increase their customer base offered limited-time promotional cash bonuses just for signing up and spending a few bucks. Here are the five best bonuses out there.

You’ll have to spend $5,000 in the first three months to earn the $300 cash bonus.

Capital One offers a new, simple rewards card titled the Capital One Cash Card, which pays 1.50% cash back on everything.

Many Americans are saddled with a variety of debt and struggle with the decision on how to proceed in paying it down.
Having extra money to put toward your debt is always a good problem to have.
But where should that money go? No question, pay down your credit card debt first.

The Bank of America Accelerated Rewards American Express Card stands out because it is simple, rewarding and inexpensive to the experienced credit card user.

There are a few credit cards that charge as much as $495 each year in annual fees that Americans gladly own. So, if you’re looking for a card with a lot of perks and maximum rewards, which should you choose?