If you’re heading back to campus this month, you need a credit card with the lowest possible interest rate and minimal fees.
With lots of expenses and not much income, you want to spend as little as possible to get the credit you need.
In a perfect world you’d pay off your balance every month and [...]

Credit cards must provide at least 45 days notice before raising interest rates or making any other significant changes in the terms of your account.
That’s because the first part of the Credit Card Accountability Responsibility and Disclosure Act of 2009 (CARD) act, which is intended to protect consumers from the industry’s worst abuses, goes [...]

If you can qualify for a Citi Secured MasterCard, you can take advantage of one of the best CD rates around.

The collateral you post for the card — up to $25,000 — is invested in an 18-month certificate of deposit paying 4.07% APY. That’s considerably more than the 2.25% special Citi is currently advertising.
But to [...]

Not paying your credit card bill on time can cost more than a late fee.
You could also lose all of the reward points or miles you earned that month — and every month until you catch up.
Most cards also forbid customers from redeeming any of the points or miles they’ve previously earned until they’re current [...]

Almost every credit card requires customers to settle disputes through binding arbitration because they claim it’s cheaper and faster than going to court.
But consumer groups have complained long and loud about how unfair that is because the arbitration firms the credit cards hire almost always rule in their favor.
Now a lawsuit by the Minnesota attorney [...]

If you have a Citi credit card, you can get $5 tickets to hundreds of summer and fall concerts.
The bank is working with Live Nation, the nation’s biggest concert promoter, mostly at outdoor amphitheaters and clubs, across the country.
You can check out all the shows and buy tickets online. The cheapest, non-discounted seats to the [...]

Some of the nation’s biggest credit card companies are changing the way they calculate the interest charges on an undisclosed number of accounts.
They’re moving customers from fixed rates to variable rates — a potentially costly change for those cardholders.
It’s the latest example of how credit card companies are reacting to the new consumer protection law [...]

The PNC Select Rewards Visa® Platinum credit card gives you plenty of reasons to use it and almost no reason not to.
Offered by PNC Bank headquartered in Pittsburgh, this card is loaded with value. There’s no annual fee like many banks have added recently. Some charge $39, $49 or more. And the 0.99% introductory [...]

This offer for a Citi Platinum Select MasterCard can make it quicker and easier to pay off your credit card debt.
It allows you to transfer the balance from a card that’s charging lots of interest to a new Citi account that charges no interest for up to a year.
Exactly how long you get to enjoy [...]