We thought the Chase Freedom Visa card had one of the best cash reward programs when we wrote about it last fall.
Now Chase has increased the bonus rebate for its “seasonal rewards” from 3% to 5%. (The standard rebate for all other purchases remains 1%.)
Each quarter of the year represents a season, and this spring [...]

Let’s say you get a notice that the interest rate on your Chase credit card is going up.

You send Chase a letter rejecting the increase and close the account so that you can repay your balance at the current, lower interest rate.
You’re done dealing with Chase, right?
Maybe not.
According a recent lawsuit, Chase has continued to [...]

The credit card industry has been on a rate-raising, fee-hiking, rule-writing rampage ever since Congress voted to ban its most abusive practices last spring.
But that aggravating snit fit is finally over.
Most of the Credit Card Accountability and Responsibility Act law’s important new regulations take effect today.
Many of your credit cards’ most costly and infuriating [...]

The future of credit cards is almost here.
The Citi Forward Visa card is probably what it looks like. At least on a good day.
Everything changes on Feb. 22, when most of the Credit Card Accountability, Responsibility and Disclosure Act of 2009 takes effect.
It bans many of the industry’s most abusive practices, and card companies have [...]

Bank of America is promoting an intriguing perk for its credit and debit cardholders — free admission to more than 100 museums, art galleries, zoos, aquariums, science centers and botanic gardens across the country.
The “Museums on Us” offer is good the first full weekend of each month through September.
Some venues only allow the cardholder in [...]

We certainly know that store credit cards charge higher interest rates and more costly fees than other credit cards.
But we were still surprised by a “change in terms” letter from the bank that provides cards for many stores, including Victoria’s Secret, Avenue, Limited, New York & Co., Abercrombie & Fitch, JCrew, Express, Pottery Barn and [...]

San Francisco animator Mark Fiore has cleverly captured our most cynical fear about the new credit card regulations that take effect in February — the card companies will just find new ways to abuse us.
“As reform accelerates so will the inventiveness of our fees, rates and gouging,” a fake industry spokesman says in [...]

Discover Card has promoted its 5% Cashback Bonus on “rotating items” for quite some time.
But never knowing what might be eligible for that hefty rebate a few months down the road aggravated more than a few Discover More cardholders.
Now Discover is publishing a calendar of future offers on the Web page where you must [...]

Watch out for credit cards asking you to “opt in” to over-the-limit fees.
Yeah, it’s seems like a no-brainer to say “no” to that one.
When the Credit Card Accountability Responsibility and Disclosure Act takes full effect on Feb. 22, it will protect consumers from some of the industry’s worst abuses.
Penalties for exceeding your credit limit is [...]