It was only a matter of time that some bank or credit union would take advantage of the big banks’ foolishness on checking and debit card fees.

Resource Bank pays 4.09% APY on its reward checking account, which puts it on par with the best national deal, but Resource Bank is paying the top rate on balances up to $25,000.

As of Oct. 1, the Waukegan, Ill. credit union cut its tiered rates for larger balances.

Citi says that later this year it will begin charging customers who own an Easy Checking Package account $15 per month unless they keep $6,000 in their checking account.

Beginning next year, BofA will charge customers a $5 monthly fee for making purchases with their debit cards, The Wall Street Journal reports.

PATCO is a commuter train that connects Southern New Jersey with Philadelphia. You pay by either buying a ticket or waving your “Freedom” card over a terminal at the gate onto and off of the train. This week, the commuter line introduced a pilot PATCO Wave & Pay ANYWHERE Visa Prepaid Card

Trona Valley Community Federal Credit Union offers an impressive rate on rewards checking, which then can be combined with a savings account that beats the top national offer.

The American Bankers Association recently released survey results that found 71% of people questioned said they pay no banking fees. We’re calling foul.

USAA is a financial services company for members of the military and their families. It offers mortgages, loans, investment plans and banking options, like CD rates and savings accounts. Some USAA products are available to everyone, including its checking account.