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« Archive for the ‘Auto Loans’ Category

Punt On GM’s Guarantee. Take The Rebate.

Anyone watching football today will see lots of ads for General Motors’ “60-Day Satisfaction Guarantee,” which allows a buyer dissatisfied with one of its new cars or trucks to return it for a full refund.
Of course money-back offers like this always come with so many rules and loopholes that the only thing you’re guaranteed [...]

Save Big With Car Sharing

Would eliminating your monthly car payment, and other related costs, like insurance, gas, maintenance and repairs make a difference in meeting your budget?
Maybe you should consider sharing rather than owning a car.
More than 300,000 drivers have already joined more than two dozen car share programs across the country, which allow the to use — and [...]

0% Financing Is The Best Incentive

“Cash for Clunkers” may be over, but our favorite discount is still available on dozens of new cars and trucks.
That’s 0% financing.
If a finance company is willing to lend you $20,000, $30,000 or more for free, we say, grab it.
Although automakers often give you a choice between a discount loan or cash rebate, a [...]

Clunkers Revived, But Car Prices Going Up

“Cash for Clunkers” is a huge success.
That’s why Congress provided another $2 billion to keep the program that pays up to $4,500 for old, gas-guzzling cars and trucks going through Labor Day.
But many car shoppers are surprised at how high new and used car prices are this summer.
Buyers are paying close to [...]

Bank of America 4.40% New Car Loans

Think Mutual Bank raised it’s best-in-the-nation auto loan rates — a 60-month new car loan now costs 4.29%, up from 4.09% last week.
Although you’ll still have a hard time beating that, the increase makes the surprisingly good auto loan rates at Bank of America a more attractive alternative.
In most states — California, Florida, Illinois, Texas [...]

Think Mutual Bank 3.99% New Car Loans

If you’re in the market for a new car or truck, you’ll be hard-pressed to find a better financing deal than this.
Think Mutual Bank is offering 3.99% on 48-month auto loans and 4.09% on 60-month auto loans.
That’s way below the average cost of 48- and 60-month new car loans, which is right at 7%. In [...]