bank rates

California, Illinois Credit Union Touts CD


Citizens Equity First Credit Union has special 54-month CD rates for its more than 300,000 members in Illinois and California.

They can earn 2.50% APY with a $1,000 minimum deposit.

That beats the top nationally available 60-month CD rate on our CD Rates Leaderboard, which is currently 2.35% APY.

Of course, you have to be a member of CEFCU to buy these certificates of deposit. Participation is open to anyone who lives or works in:

    The northern California counties of Alameda, Contra Costa or Santa Clara.

    The central Illinois counties of Fulton, Knox, Livingston, Logan, McLean, Macon, Marshall, Mason, Peoria, Putnam, Sangamon, Stark, Tazewell or Woodford.

Employees and retirees of more than 500 companies, including Caterpillar Inc., its subsidiaries and dealerships, can also join, as can immediate family and household members of someone who is eligible to join the credit union.

Membership requires a $1 membership fee and a $5 deposit in a share savings account.

Members can buy these special CDs online, over the phone or in person. CEFCU has 20 branches in in central Illinois and three in California, in Santa Clara County.

Learn more about CEFCU online or by calling 800-542-3328.

See how these returns compare with the best CD rates from scores of banks in our extensive database.

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