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Build a CD ladder

CD Laddering means diversifying your total investment across Certificate of Deposit accounts that have a range of maturity dates. This can be a great option for investors who want higher interest rates but do not want to lock all of their money away in one single long term product. A CD ladder can earn more interest than a single short term Certificate of Deposit because it allows you to lock a smaller amount away for a longer time at a higher rate.

Use this CD Laddering calculator to help you see if this will help you earn more money than a single CD investment would.

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

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