bank rates

Best National Savings Accounts for April 2019

best savings accounts

After years of stagnation, we’re finally starting to see a rise in savings rates.

And this month there’s been some movement.

One bank takes the lead on our list of the best national savings accounts for April 2019 — Customers Bank.

It’s offering 2.50% APY with a hefty $25,000 minimum deposit requirement and a $25,000 minimum to earn the APY.

Can’t hit that minimum? Fortunately there are several banks trailing close behind Customers Bank with much lower requirements. And we’ll tell you what those are.

16 Banks Pay At Least 2.05% APY Or Better

In total, you’ll now find 16 banks all offering 2.05% APY or above on savings accounts. That’s quite a change from this time last year.

It wasn’t long ago that you would have been hard-pressed to find a savings account paying above 1.00% APY.

Today we’re seeing all of the banks on our list paying 20 times the national average of 0.10% APY.

Below you’ll find those savings account leaders and their requirements.

Savings Account Leaders for April 2019

Bank APY Min Deposit Min Balance
Customers Bank 2.50% $25,000 $25,000
Banesco USA 2.47% $100  $0
Vio Bank 2.46% $0 $0
Rising Bank 2.45% $1,000  $0
CIBC Bank USA 2.39% $1,000 $1
Popular Direct 2.36% $5,000 $500
PNC Bank 2.35% $100 $100
Pure Point Financial 2.35% $10,000 $10,000
Citizens Access  2.35% $5,000 $5,000
Salem Five Direct 2.30% $100 $0
Live Oak Bank 2.30% $0 None
SFGI Direct 2.27% $500 None
Marcus 2.25% $50 None
Synchrony Bank 2.25% $30 $30
Barclays 2.20% None None
Radius Bank 2.05% $100 $25,000

Finding The Best Savings Account Deals

The above deals are all nationally available, open to all savers regardless of where they live.

But you must remember that, unless your rate is guaranteed for a certain period of time, banks can raise or lower savings account rates anytime they wish.

You might be able to find a better deal by searching locally at credit unions or regional banks.

Can you find a higher return only available in your area? Search our database of the best money market and savings account rates offered by dozens of banks and thrifts near you.

This list of the best national savings accounts is updated monthly. 

Photo Credit: Shutterstock 

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  1. timothy kostka said:
    on September 7th at 10:11 am

    UMB Bank for new members, Money Market 2.3 % APR. 10K min. Must visit local branch to open.Guaranteed 1 year