bank rates

Best National Savings Accounts for June 2017

Hand grabbing money out of a jar

At the top of the list of the best national savings account for June 2017 is Palladian PrivateBank with a bonus offer, which is paying 1.30% APY for the first six months after you open your account. After the promotional period ends, the rate returns to the regular rate, which currently is 0.90% APY. That gives you a combined annual return of 1.10%.

After that, you can pick up a cool 1.25% from Pure Point Financial. But you’ll have to fork out a hefty $10,000 upfront to earn that rate.


Eight other banks pay at least 1.05% APY on savings accounts:

Salem Five Direct is paying 1.25% APY.

You only need to deposit $100 to open an eOneSavings account. There are no monthly fees. You’re eligible to open an account if you don’t already have a savings account with Salem Five Direct or a checking or savings account with its parent, Salem Five Cent Saving Bank in Salem, Massachusetts. The brick-and-mortar bank has about 30 locations around Boston.

Incredible Bank places fourth in our rankings by paying 1.21% APY on balances up to $249,999.

You need to deposit at least $2,500 to open an account. While you don’t need to keep that much in your account to earn interest, you’ll pay a $15 monthly service fee if your balance drops below $2,500. Balances of $250,000 or more earn just 0.05% APY.

Incredible Bank is the online division of River Valley Bank, which has 16 branches in Wisconsin and Michigan.

Synchrony Bank is paying 1.15% APY on your entire balance. You don’t need to deposit a certain amount to open an account, and there’s no minimum balance required to earn interest. And you don’t pay any monthly service fees. The predominantly online bank has a single branch in Bridgewater, New Jersey.

CIT Bank is paying 1.15% APY. The minimum deposit for this account is $100, and you’ll need to keep at least $100 in the account to earn that APY.

SFGI Direct is paying 1.06% APY on your entire balance. You need to deposit at least $500 to open an account, but you don’t need to maintain a minimum balance in your account to earn interest.

There are no monthly service fees. SFGI Direct is the online division of Summit Community Bank in Moorefield, West Virginia.

GS Bank is paying 1.05% APY. This is the former GE Capital Bank, which was purchased by Goldman Sachs. You don’t need to deposit a certain amount to open an account, and you earn interest on your entire balance. There are no monthly fees. The bank is based in New York.

AloStar Bank of Commerce is paying 1.05% APY. AloStar is an online bank based in Birmingham, Alabama. It takes just $50 to open an account with AloStar. There is no minimum balance required to earn interest, and you pay no monthly fees.

Ally Bank is also paying 1.05% APY. There’s no minimum deposit required.

And Barclays is paying 1.05% APY as well, with a no minimum deposit required and no minimum balance to earn the APY.

Finding the best savings account deals

These are all nationally available deals, open to all savers regardless of where they live.

But you must remember that, unless your rate is guaranteed for a certain period of time, banks can raise or lower savings account rates anytime they wish.

Can you find a higher return only available in your area? Search our database of the best money market and savings account rates offered by dozens of banks and thrifts near you.

Savings Account Leaders

Bank APY Min Deposit Min Balance
Palladian Private Bank 1.30%* $1,000 None
Pure Point Financial 1.25% $10,000 $10,000
Salem Five Direct 1.25% $100 None
Incredible Bank 1.21% $2,500 $2,500
Synchrony Bank 1.15% $30 $30
CIT Bank 1.15% $100 $100
SFGI Direct 1.06% $500 None
GS Bank 1.05% $50 None
Alostar Bank of Commerce 1.05% None None
Ally Bank 1.05% None None
Barclays 1.05% None None
Radius Bank 1.00% $10 $2,500
iGObanking 1.00% None None
*Palladian Private Bank guarantees this rate for six months. After the six month period the rate returns to 0.90%, giving a combined annual return of 1.10%.
This list of the best national savings accounts is updated monthly. 

Don't miss out on the next bank deal. Get the newest deals delivered straight to your inbox!

Comments (1)
1 Star2 Stars3 Stars4 Stars5 Stars (50 votes, average: 4.36 out of 5)
One Existing Comment
  1. cytotecTob said:
    on June 5th at 02:17 pm

    its once oral and it gets legitimate. Buy cytotec Online Next Day Shipping cytotec next day Canada buy cheap Cytotec online buy cytotec cash on de and somehow some establishment fanatical flavors were included also properly. Free Bonus Pills.