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Best Checking Account Offers for January 2019

Checking account offers

If you’re in the market for a new checking account, it pays to do some shopping around. This month, the top checking account offers pay a bonus of up to $300.

As long as you can avoid the potential monthly fees, these are worth a look.

Here are Bankaholic’s picks for the best checking account offers for January 2019:

1. Chase Total Checking: $200

Chase continues to offer one of the top deals around. You can earn a $200 bonus when you set up a Chase Total Checking account and direct deposit.

Expiration: January 14, 2019

Availability: Nationwide

Details: 

  • You must not have had a checking or fiduciary account from Chase within the past 90 days.
  • The account must be opened with a minimum of $25 and remain open for 6 months.
  • Direct deposit is required within 60 days of opening the account in order to earn the bonus.
  • You’ll receive the bonus in your account no more than 10 days after your first direct deposit.

How to open

You can open the account by using the form on the Chase sign up page. A coupon will be mailed to you.

2. PNC Bank Virtual Wallet: $50, $200 or $300

New checking accounts opened this month at PNC can earn $50, $200 or $300, depending on the Virtual Wallet account that is opened.

Expiration: March 31, 2019

Availability: AL, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI, WV, and the District of Columbia.

Details: 

  • This offer isn’t open to those with an existing PNC consumer checking account or to those who have closed a PNC checking account with the past 90 days.
  • To earn $50, you must open a Virtual Wallet with a deposit of $500. To earn $200, you must open an account with a deposit of $2,000. And to earn $300, you must open an account with a deposit of $5,000.

How to open

You can open an account by visiting PNC’s Virtual Wallet page.

3. TD Bank: $300

Take home up to $300 when you open a TD Bank Premier Checking account.

Expiration: No expiration

Availability: CT, DE, DC, FL, ME, MD, MA, NH, NJ, NY, NC, PA, RI, SC, VT, VA

Details:

  • You’ll need to have a $2,500 direct deposit within 60 days of opening an account.
  • The deal is only for new checking account holders at TD Bank.

How to open

You can apply online for a Premier Checking account to get this bonus.

Finding the best checking account rates

Before you decide on an account, it’s important to check rates. Use our rate search tool to find the best checking accounts in your area.

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