bank rates

Best 3-Month CD Rates Hold At 1.00% APY

The best 3-month CD rates held their own over the past month.

The best 3-month CD rates held their own over the past month.

The two banks that led our rankings in April, are still offering the same top nationally available return of 1.00% APY today.

Earthstar Bank, which has four branches in the Philadelphia area, requires a $500 minimum deposit.

Hudson City Savings Bank requires a $5,000 from online applicants, but only $500 for in-person applications at any of their New York, New Jersey or Connecticut branches.

As piddly as that is, it’s more than three times the current average return of 0.29% APY on 3-month certificates of deposit.

The next best rates are:

0.90% APY with a $50,000 minimum deposit from Goldwater Bank, which has a single location in Scottsdale, Ariz.

0.86% APY with a $3,000 minimum deposit from newdominionDIRECT.com, an online bank based in Charlotte, N.C.

Use our database of CD rates to compare these rates with the best deals from scores of other banks.

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