bank rates

6 State Deal Pays 1.50% On 15-Month CDs

15-month cds

When I hunt for credit union and community bank CDs that beat the top national bank returns on our CD Rates Leaderboard, I obviously look for those that can serve as many of our readers as possible.

That means our favorites are, of course, nationwide offers or those that are available to a large swath of savers across multiple states or by far-reaching affiliation.

Every once in a while, I come across a deal that serves a seemingly niche category of saver, only to discover the reach is far wider than I might have guessed.

Beehive Federal Credit Union‘s current offer of 1.50% APY on 15 months is one of those deals.

Membership in Beehive is available to members and employees of The Church of Jesus Christ of Latter-day Saints in the states of Idaho, Wyoming, Montana, Washington, Oregon and Nevada, as well as their family and household members. 

Even without including the state of Utah, that’s a sizable population of more than a million Americans who affiliate with the Mormon church.

Beehive’s 1.50% APY on 15-month certificates, which requires a $500 minimum deposit, offers a nice bump over the 1.36% APY you can earn from the top nationally available 12-month yield on our Leaderboard.

Take a look through Bankrate’s extensive database of the day’s best CD rates, and we think you’ll get further confirmation that this is a tough deal to beat.

Joining Beehive and opening its certificates of deposit can be done at one of its four Idaho branches or through the mail (though the account application can be started online).

For dozens more local and regional offers that beat the top national bank rates, check out our constantly updated roundup of the best credit union and community bank CDs from around the country.

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