bank rates

Bayer Heritage FCU Offers 3.43% CD Rates

The long-term CD rates at Bayer Heritage Federal Credit Union certainly won’t give any of its members a headache.

With a $500 minimum deposit, it’s paying:

  • 3.17% APY for 48- to 59-month CDs.
  • 3.43% APY for 60-month CDs.

The 60-month rate is a full half percentage point better than the term leader on our CD Rates Leaderboard.

And to think that we’ve been merely hoping for 3%.

To purchase these certificates of deposit, you must be a member of Bayer Heritage Federal Credit Union (

Membership qualifications are fully outlined on the website, but the credit union is basically open to employees of Bayer Corp. and their family members, as well as those who live, work or worship in Belmont and Licking counties, Ohio; Berkley and Charleston counties, S.C.; and Marshall County, W.V.

Membership requires a $5 share deposit and can be applied for online.

Members can buy CDs over the phone or at a branch. Bayer Heritage has locations in Pittsburgh; Goose Creek and Ladson, S.C.; Baytown, Texas; and Moundsville, New Martinsville and Proctor, W.V.

See how these returns compare with the best CD rates from scores of banks in our extensive database.

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Comments (2)
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2 Existing Comments
  1. Kathy at Bankaholic said:
    on June 22nd at 10:51 am

    These rates are still available as of today.

  2. Kathy at Bankaholic said:
    on July 11th at 08:23 am

    These rates have dropped: 48- to 59-month CDs are now paying 2.91% APY and 60-month CDs are paying 3.17% APY.