bank rates

Bay State Deal: 3-Year, 1.75% CD Rates

Worcester Credit Union offers its top CD rates with a $500 minimum deposit.Worcester Credit Union has Leaderboard-worthy 36-month CD rates for its Massachusetts members.

It pays 1.75% APY with a $500 minimum deposit.

That beats the top nationally available 36-month CD rate on our CD Rates Leaderboard by a full fifth of a percentage point.

But you have to be a member of Worcester Credit Union to purchase these certificates of deposit.

Membership is open those who live, work or attend school in Worcester or the surrounding towns of Auburn, Boylston, Grafton, Holden, Leicester, Millbury, Paxton, Shrewsbury and West Boylston.

Also eligible are federal, state and municipal employees, and elected or appointed officials in Worcester County, as well as employees of the county’s private or public schools.

Current members’ immediate family members can also join. Membership requires a $25 deposit into a savings account.

Members must buy CDs in person at one of the credit union’s three locations in Worcester, which are on Main Street, West Boylston Street and Skyline Drive.

Learn more about Worcester Credit Union at or call 508-853-9966.

Compare these returns with the best CD rates from scores of banks in our extensive database.

If you have any experience with Worcester Credit Union, good or bad, we’d love to hear about it. Just go to the “Comments” box below and start writing. You don’t have to sign in or join anything.

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Comments (1)
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One Existing Comment
  1. Kathy at Bankaholic said:
    on June 28th at 12:00 pm

    Well, this rate didn’t last long: Worcester CU dropped the 36-month rate today to 1.60% APY.