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Barclaycard Offers $400 Travel Bonus

image of the Barclaycard Arrival World MasterCardThe Barclaycard Arrival World MasterCard offers a sign-up bonus of 40,000 miles when you spend $1,000 within your first 90 days as a cardholder.

These miles are worth $400 in travel.

You’ll also earn two miles per $1 spent on all purchases. The card has an $89 annual fee, which is waived the first year.

For frequent travelers who don’t like chasing credit card bonuses and would rather apply for one card they can hang on to, the Barclaycard Arrival card’s no annual fee version is a solid choice.

It has a sign-up bonus of 20,000 miles when you spend $1,000 within your first 90 days as a cardholder, worth $200 in travel. The free card gives you slightly lower ongoing rewards of two miles per $1 spent on travel and dining purchases and one mile per $1 spent on all other purchases.

The annual fee card is clearly the best deal in year one, but to earn enough miles to compensate for the annual fee in subsequent years, you’d need to charge $4,450 annually (each mile is worth 2 cents). If you expect to charge more than that amount, the fee may be worth it.

The two cards are identical in all other respects, including mile redemptions, additional perks and APR. There is no cap on how many miles you can earn or redeem, and miles don’t expire as long as your account remains open and in good standing. Visit www.baclaycardarrival.com for more information.

Instead of confining you to earning rewards for a single airline or hotel, the Arrival card lets you redeem your miles with any travel vendor. That means airlines, travel agencies, tour operators, hotels, motels, resorts, cruises, railways and car rental agencies.

With either card, when you redeem your miles for travel, you’ll get a 10% mileage bonus that can be applied to your next redemption.

9 tips to earn your credit card bonus

How To Pick Your Next Credit Card: Consider three things: What kind of rewards do you want? What annual fee, if any, is acceptable? What kind of annual percentage rate should you look for?

Here’s how redeeming your miles for travel works: Within 90 days of paying for a travel purchase with your card, request a statement credit for that purchase. Redemptions start at 2,500 miles for a $25 credit. You can also trade in your miles for a statement credit for non-travel purchases or exchange them for retail gift cards as long as you’ve accumulated at least 2,500 miles.

Mileage redemption rates and blackout dates don’t matter like they do with credit cards that reward you with company-specific miles or points.

That’s not the only thing that makes the Arrival card traveler-friendly. It also has no foreign transaction fees, reimbursement for delayed or misdirected luggage, trip cancellation and interruption coverage and up to $200,000 in travel accident insurance.

Both cards offer 0% APR on new purchases for 12 months, which could help you pay for a major purchase when you’d rather not unload a lot of cash up front. After the first 12 billing cycles, the APR goes up to 14.99% or 18.99% variable, depending on your credit score at the time you open your account.

When you apply for this card, if you don’t qualify, you might be approved instead for a Platinum card, which has fewer benefits than the World card. When your new card arrives, make sure you’re getting the card and the benefits you’re expecting.

Compare this deal with other hotel credit cards and airline mile credit cards in our database.

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