iGObanking Bank Reviews & Ratings
Posted On: 5/29/2008Like most, I hade some difficulty getting started. After the first account was open I called and they waved duplicate info on the other accounts. They delayed in opening a CD and the rate fell. THEY CALLED ME and offered to change to the higher rate. Very happy with the service.
Posted On: 5/02/2008This bank claims to be any easy bank to work with. Only after openning your account do the VERY DISCRETELY disclose daily and monthly limits to money movements. $50k per month max removal. I should have continuous access to all of my money at any time. Their terms are very confusing. Look somewhere else.
Posted On: 3/24/2008They declined to open a new CD Account. Can you imagine. They said you have had too many applications for CD in other banks. So we are declining. I actually applied just before the fed rate cut and I am suspecting thats a ploy to reject the CD so they dont have to pay that high interest rate.
I got my account CD opened at wamu and GMAC instead.
really poor. They declined my CD but still proceed ahead with the small deposits in my a/c.
I got my account CD opened at wamu and GMAC instead.
really poor. They declined my CD but still proceed ahead with the small deposits in my a/c.
Come on can u imagine someone rejecting a CD Application. I am giving u money not taking anything. And FYI – I have great credit history & score
Posted On: 3/14/2008As of 3/14/2008, the 3.86% rate is among the highest interest you can get at online banks. The thing I really don’t like is to withdraw money, there is a $15,000 daily limit ( it’s really 15K every 3 to 5 days )and only up to $50,000 per month! If you need your money quick to say put a down payment on a house then I’d look elsewhere .
Posted On: 2/27/2008I had the most problem setting up more than one account every time you open a new account you must go through the same process over and over there data base does not transfere information from an existing account to the new one your trying to open I opened 1 CD account and 2 savings accounts took me 4 weeks to do this and seveal emails and calls to customer service. Now the accounts are open all is ok.Be prepared to wait for a transfere into you account because it takes 3 to 4 days and won’t show up in your available ballance for another 5 days Online Banking is great but you better have a lot of patience.
Posted On: 12/31/2007Have you ever tried to retrieve your money ? They have a daily outgoing limit of $15,000, but with a processing time of usually 4 business days the effective limit is more like $15,000 PER WEEK !
Posted On: 11/06/2007Fell to 5% APY. Not that great now.
Posted On: 11/06/2007rate fell to 5.00%
Posted On: 10/30/2007I have nothing to complain about. My experience so far has been great! I have NEVER been on hold for more than 30 seconds when calling in to their customer service line, transfers are done with ease (and no fees), and ive never had any problem logging in/out. Great choice!!
Posted On: 10/26/2007This bank has rude customer reps…Wonder how they train their reps to handle customer inquiries over the phone..!!
Posted On: 10/24/2007Very limited outbound transfers.Its not 15k/day its 15k every 3 to 4 days until it clears. It could take a month to move 50K!
Posted On: 10/13/2007Everything on my side was done online for me- had to wait for account passwords in mail. 100k/day, 500k/mo inbound limit. 15k/day, 25k/mo outbound limit.
Posted On: 9/26/2007This is a great bank. Safe and easy. Just slow at doing things since theyre new.
Posted On: 9/21/2007Seems very safe and sound. Easy to open and secure.
Posted On: 9/11/2007Too much hassle to set up an account. They ask you to mail stuff to them. I tried to set up a joint account with my finacee, but her end was declined. We tried a second time, that time my end was declined. We both have a clean record, and never had trouble setting stuff up with other banks.
Posted On: 7/02/2007very good service and rates, based on personal experience; compounds daily, posts monthly
Posted On: 5/19/2007how fast are their transfers?
Posted On: 5/12/2007i think its excellent,low min. deposit plus a good interest rate.
Posted On: 5/11/2007Positives: Low deposit
Competitive APY %
Competitive APY %
Posted On: 5/11/2007Well I always recommended with low min. deposit and good Savings APY as this bank has.
Posted On: 5/11/2007anyone heard of these guys? this is a pretty decent rate
Posted On: 5/11/2007Highly recommended with low min. deposit and good Savings APY.
Posted On: 5/10/2007I think $1 is too low and good as they are giving the best services…
Posted On: 5/10/2007I had a great experince with this bank, their service is exactly as described.
Posted On: 5/10/2007they look like a newcomer, but as long as the rates are high and theyre fdic insured, its all good
