Savings Account & MMA Rates
CD (Certificate of Deposit) RatesOur CD Rates Leaderboard tells you where to find the best nationally available deals on the most popular certificates of deposit. These CD rates are constantly updated and available to savers in all 50 states. Just contact the bank to invest online or through the mail. Compare these deals with the best CD rates from scores of banks in your area.
CD Rates Leaderboard for Feb. 3, 2012
| Term | Bank | APY | Min Deposit |
| 3-month CDs | Virtual Bank | 0.60% | $10,000 |
| 6-month CDs | AloStar Bank of Commerce | 0.85% | $1,000 | KeySource Commercial Bank | 0.85% | $5,000 |
| 12-month CDs | Doral Bank Direct | 1.15% | $1,000 |
| KeySource Commercial Bank | 1.15% | $5,000 | |
| 24-month CDs | American Express Bank | 1.30% | No minimum requirement |
| 36-month CDs | AmTrust Direct | 1.55% | $1,000 | 60-Month CDs | KeySource Commercial Bank | 1.95% | $5,000 |
The banks on today’s CD Rates Leaderboard are:
-
AloStar Bank of Commerce
An online bank based in Birmingham, Ala.
(www.alostarbank.com). -
American Express Bank
An online bank owned by the credit card company.
(www.americanexpress.com). -
AmTrust Direct
The online division of Cleveland-based AmTrust Bank, a division of New York Community Bank (www.amtrustdirect.com). -
Doral Bank Direct
The online bank of Doral Bank, the leading community bank in Puerto Rico, with eight U.S. branches in Florida and New York City. (www.doralbankdirect.com). -
KeySource Commercial Bank
Has a single branch in Durham, N.C., and requires a $100 minimum deposit for CDs purchased in person, over the phone or through the mail; $5,000 minimum deposit if purchased online. (www.keysourcebank.com). -
Virtual Bank
The online division of Sabadell United Bank, based in Miami. (www.virtualbank.com).
