bank rates

Bank 1.36% On 13-Month CDs Across Texas

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Bank of the Ozarks operates in nine states across the country but has chosen Texas savers as the lucky recipients of a special year-long CD it’s currently offering.

Paying 1.36% APY on 13 months, the bank’s promotional certificate requires a minimum deposit of $1,000.

That yield is certainly enough to outdo the top nationally available 12-month return of 1.26% APY from the banks on our CD Rates Leaderboard.

It also gets the multistate bank into our roundup of the best-paying credit union and community bank CDs from around the country for the first time in almost six years.

Bank of the Ozarks does not publish its rates online, but I’ve confirmed that this promotion is available at all of the bank’s Texas locations. Just be sure to call ahead if you want to check that the rate is still available.

Opening a certificate must be done in-branch. Fortunately, there are 20 of those throughout the state, located in and around all of the major cities (except El Paso) and also in Texarkana.

As always, it’s smart to check Bankrate’s extensive database of the day’s best CD rates before locking your funds into any certificate of deposit. If you find a rate better than this offer from Bank of the Ozarks, you’ll know you’ve found a winner.

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