bank rates

Bad Morning For 12-Month CD Rates

There goes the top nationally available deal on 12-month CDs.We came in this morning to find this on the Incrediblebank Web site. So there goes the top nationally available deal on 12-month CDs — 2.00% APY.

Then we saw that First City Bank down in Fort Walton Beach, Fla., had cut what had been the second-best 12-month CD rate of 1.80% APY. It’s now paying 1.50% APY.

So July is off to a terrible start. Come back a little later and we’ll have a complete update on 12-month certificates of deposit, once we’ve cleared away the wreckage and see who’s left standing.

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