Savers everywhere can take advantage of American Heritage Federal Credit Union’s above-Leaderboard, 60-month CD rates.
It pays 1.91% APY with a $1,000 minimum deposit.
That beats the top nationally available 60-month CD rate on our CD Rates Leaderboard by just over a tenth of a percentage point.
You have to be a member of American Heritage Federal Credit Union to purchase these certificates of deposit.
But anyone can become a member by first donating $15 to the Kids-N-Hope Foundation, which is the credit union’s charitable organization.
You don’t have to take this step if you live, work, worship or attend school in Philadelphia or a designated development area, are a family or household member of a current or eligible member, or are employed by one of the credit union’s sponsor companies.
Lists of those designated development areas and sponsor companies are on the website.
Membership requires a $15 deposit in a share savings account.
Members can buy CDs online, over the phone or at one of the credit union’s 27 branches in Bucks, Philadelphia and Montgomery counties.
Learn more about American Heritage Federal Credit Union at www.amhfcu.org or call 800-342-0008.
See how these returns compare with the best CD rates from scores of banks in our extensive database.