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Amex Offers 2 Top Business Credit Cards

TrueEarnings Business Card and Starwood Preferred Guest card earn top rewards.American Express continues to develop a line of business credit cards that outperform all other cards.

It has recently revamped two of its small business credit cards: the TrueEarnings Business Card and Starwood Preferred Guest card.

If paid off in full each month, these cards can save your business thousands of dollars every year.

The TrueEarnings Business Card from Costo and American Express offers cardholders a unique rewards program you just can’t find anywhere else.

You’ll earn:

  • 4% cash back on gasoline (up to $6,000 annually, then 1% cash back after that).
  • 2% cash back on travel and at restaurants.
  • 1% cash back on everything else, including Costco.

You won’t find another small business card that offers as much cash back on regular purchases, and 1% cash back at Costco is unique to this card only.

After an introductory 0% APR for six months, you’ll pay a variable 15.24% APR (that’s the prime rate of 3.25% plus 11.99%), and there’s no annual fee if you have a Costco business membership.

The Starwood Preferred Guest business card is ideal for a business with travel expenses.

Immediately following your first purchase, you’ll earn 10,000 bonus “Starpoints.” You’ll earn an additional 20,000 points and after spending $4,500 in the first three months.

Cardmembers earn up to five points for every dollar spent at Starwood hotels and one point for every dollar spent elsewhere.

Card members also can also expect to save up to 10% on everyday business expenses like FedEx and Hertz.

Then redeem your points for a free stay — no blackout dates — at 1,000 Starwood hotels and resorts, which include business-friendly standards like the Sheraton and Westin, the trendy W hotels, and posh places like Le Meridien resorts and the St. Regis in New York City.

You’ll need 2,000 points for a free weekend night in a standard room in one of Starwood’s least expensive hotels, to 35,000 points for a suite or villa at a top-of-the-line property.

You can also exchange your points for miles on many airlines, and you get a 5,000-point bonus when you trade in 20,000 points for miles.

After an introductory APR of 2.9% for the first six months, you’ll pay a variable 15.24% APR (prime plus 11.99%) for this card.

There is a $65 annual fee, which is waived the first year.

Compare these deals with other business credit card offers in our database.

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