bank rates

Alabama Deals On Savings, CD Rates

APCO Employees Credit Union offers its savings rate deal with a $25 minimum deposit.You can power up your savings if you’re one of the 63,000 members of APCO Employees Credit Union.

The Birmingham, Ala.-based credit union pays 1.51% APY on its share savings account, more than two-tenths of a percentage point better than the 1.30% APY offered by UFB Direct, the best nationally available deal.

After UFB Direct (, APCO’s rate is about half a percentage point more than any other national offer.

Membership in APCO Employees Credit Union is open to employees of Alabama Power Co., Southern Company Services, Southern Nuclear or one of dozens of designated companies and organizations. Residents of some Alabama communities are also eligible to join. See APCO’s membership page ( for details.

The credit union has 13 offices in Alabama, stretching from Mobile to Birmingham.

You can open a share account at APCO simply by making a $25 deposit, and you can apply for credit union membership online.

APCO also offers top CD rates to its members.

With a $2,500 minimum deposit, it pays:

  • 1.00% APY on 3-month CDs.
  • 1.11% APY on 6-month CDs.
  • 1.21% APY on 12-month CDs.
  • 1.41% APY on 24-month CDs.
  • 1.71% APY on 36-month CDs.
  • 2.33% APY on 60-month CDs.

All of those rates beat the top nationally available deals on our CD Rates Leaderboard.

Compare APCO’s deals with the best CD rates and money market and savings account rates from scores of banks in our database.

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Comments (3)
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3 Existing Comments
  1. Kathy at Bankaholic said:
    on November 21st at 08:21 am

    All of these rates are still available.

  2. Kathy at Bankaholic said:
    on November 28th at 08:47 am

    You can still get all of these rates.

  3. Kathy at Bankaholic said:
    on December 5th at 08:27 am

    APCO is still offering all of these rates.