bank rates

A Very Unmerry Christmas Club

Christmas Clubs aren’t known for their great rates. But we were still shocked to find a credit union in Chicago’s western suburbs that actually pays nothing at all.

Christmas Clubs aren't known for their great rates

Members who want to save for the holidays at NorthStar Credit Union earn 0% on balances below $1,000.

This seemed such a shabby way to treat NorthStar’s members, we e-mailed CEO Lloyd Fredendall to ask why he was doing that.

His reply was frank and depressing, cutting right to the heart of the sorry plight of American savers.

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