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A Mickey Mouse Card We Kind Of Like

If you’re a huge fan of Disney theme parks and cruises this credit card might make sense for you.

It’s the Disney Rewards Visa Credit Card, a product of Chase Bank.
The Disney Reward Visa Credit Card could have fans imagining their next adventure every time they open their wallet.
You’ll earn 1 “Reward Dream Dollar” for every $100 you buy with the card – which is a pretty standard 1% rebate.

Once you’ve earned 20 Reward Dream Dollars you’ll get a prepaid debit card that can be used for most Disney-related purchases, including theme park admission, hotels and meals.

The balance on your debit card automatically grows as you earn more Dream Dollars, so save up for a few years and you might be able to take a serious chunk out of a hotel bill or other Disney-related expense.

Now, I can hear some of you asking: Why not just get a credit card that offers 1% cash back on all purchases. Then you don’t have to spend your rewards in one place?

Because this Mickey Mouse card is more fun.

You can use a cash rebate for lots of mundane stuff, like paying the electric bill or fixing the car.

Disney Dollars can only be spent on Disney-related merchandise or travel.

Besides the rebate, the Disney cardholders also qualify for discounts on theme park frills such as stroller rentals and tours.

And the card itself isn’t bad.

There’s no annual fee and the interest rate will be between 13.24% APR to 16.24% APR (that’s the prime rate of 3.25% plus 9.99% to 12.99 %) depending on your credit. That’s a little better than average spread these days.

That rate drops to 0% for 6 months each time you use your card to book select Disney vacation packages and cruises.

Bottom line: There are more restrictions and gimmicks than we usually like to see in reward cards.

But it could have Disney fans imagining their next adventure every time they open their wallet.

If that’s you, do it.

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