bank rates

Top 6-Month CD Slides To 1.65%

Last month's top rate of 1.75% APY was replaced by a 1.65% APY from TotalBank .

In November we agonized over the plight of 6-month CD rates.

The agony continues.

Last month’s top rate of 1.75% APY from First Century Bank was replaced by a 1.65% APY from TotalBank with a $1,000 minimum deposit.

This Miami-based bank, owned by Spain’s Banco Popular Espanol SA, has headed the 3-month CD rate rankings for months with this same rate.

November’s second and third place banks lowered their rates and dropped out of contention.

The other top rates on 6-month certificates of deposit in our December rankings are also down from those of last month, with two banks in a tie for second place:

1.60 APY with a $500 minimum from Country Bank, with 14 branches in the Ware, Mass. area.

1.60 APY with a $10,000 minimum from The Palladian Private Bank, with 34 locations spread throughout 10 Midwestern states. It is a division of The PrivateBank and Trust Co., headquartered in Chicago.

1.55% APY with an $8,000 minimum from UFBDirect.com. CDs sold at this Web site actually come from Waterfield Bank, which has a couple of full-service offices in Carmel, Ind., and Germantown, Md.

Don't miss out on the next bank deal. Get the newest deals delivered straight to your inbox!

Comments (0)
1 Star2 Stars3 Stars4 Stars5 Stars (5 votes, average: 5.00 out of 5)
Loading...
No Existing Comments

Comments are closed.