bank rates

6-Month, 2% CD Rates For Everyone

Man fanning out a stack of cash in his handWhile we’re not fans of relationship rates, we do like 6-month CD rates at 2.00% APY.

Indiana’s CommunityWide Federal Credit Union, which we’ve mentioned before because savers anywhere can join, is offering this CD special to members with a checking account, debit card and direct payroll deposit.

It requires a $2,000 minimum deposit and has a maximum deposit of $50,000.

Given that the top nationally available 6-month CD rate on our CD Rates Leaderboard is a significantly lower 0.90% APY, we think this rate might be worth jumping through a few hoops.

As we said, anyone can join CommunityWide Federal Credit Union, but they must first become a member of the Michiana Goodwill Boosters, an organization that assists South Bend-based nonprofit Goodwill Industries of Michiana Inc.

A membership application is on Goodwill’s website (, and you’ll need to submit proof of your application when applying for membership with CommunityWide Federal Credit Union.

Membership in Michiana Goodwill Boosters will cost you $5, on top of the $5 deposit in a share savings account that CommunityWide Federal Credit Union requires.

All of this isn’t necessary for employees and retirees of more than 60 businesses in northern Indiana, members of the Marine Corps League or credit union members’ immediate family and household members.

Members can purchase certificates of deposit through the mail or in person at one of the credit union’s branches in Elkhart, Goshen, Granger, Mishawaka, Plymouth, South Bend and Warsaw.

Learn more about CommunityWide Federal Credit Union at or call 574-239-2700.

Compare these returns with the best CD rates from scores of banks in our extensive database.

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