Comments on: 5.00%+ APY CD Rates Are Back!

By: professor

professor — Fri, 26 Sep 2008 07:01:22 +0000

and I just did 4 five year cds at 77k at discover, cap one, 53 and wachovia
5.1-5.35apy

By: professor

professor — Fri, 26 Sep 2008 07:00:21 +0000

I got 7.50 apy in June on a ten year cd

By: angel

angel — Mon, 15 Sep 2008 20:49:56 +0000

if a rate is 4.25..how much do u win after he cd has matured?

By: Jen

Jen — Sat, 06 Sep 2008 22:59:33 +0000

WaMu is offering 5% apy for 12 and 13 months cd.

By: mary jaritt

mary jaritt — Fri, 05 Sep 2008 14:40:08 +0000

is it safe to buy an ita over the internet? can I rollover and ira via the internet?

By: J. Wu

J. Wu — Sun, 27 Jul 2008 18:12:21 +0000

Yes

By: Andreas

Andreas — Fri, 25 Jul 2008 06:59:31 +0000

Sorry, same comment twice… (I didn’t reload the website between first opening it 2 hours ago and finally reading it and posting…)

By: Andreas

Andreas — Fri, 25 Jul 2008 06:56:24 +0000

WaMu CD at 4.25% for 8 or 12 months, $1000 min, online only. Not bad for now!

By: Jean

Jean — Fri, 25 Jul 2008 04:47:55 +0000

WaMu is offering 8 months cd for 4.25%..just a month more..min is only 1 k

By: mike

mike — Tue, 22 Jul 2008 17:46:19 +0000

http://www.bankofamerica.com

7month CD for 4.11% online only. min dep of 10k

By: J

Fri, 11 Jul 2008 16:34:14 +0000

If you open the Wachovia CD or already have a Wachovia account, you can get a credit card from them with 0% apr for 12 months http://www.wachovia.com/personal/page/0,,11_10104,00.html
Additionally, it looks like they waive late and overlimit fees

By: yoko

yoko — Thu, 10 Jul 2008 23:08:22 +0000

Looking for somewhere else to look some more?….
check http://www.bankingmyway.com
Wachovia offering 5yr @5.25%, 4yr @5.15%….. 1yr @4.25%, 7mon.4%

By: Bill Fold

Bill Fold — Wed, 09 Jul 2008 20:41:37 +0000

In my area there are a few local FSB’s offering 5% or slightly above on free checking/e-bank accounts on amounts up to 35K at one bank and 50K at another. (One other stingy bank gives you 5% on first several hundred dollars deposit, obviously not worth it). There are restictions/requirments like using your debit card 10x/month, direct deposit/ACH debit each month, etc but nothing too bad.

Trouble is these great offers are not listed on Bankrate or this site. Are there more of these offers out there, and how do I find them?

By: Peggy

Peggy — Wed, 09 Jul 2008 18:25:31 +0000

PS. I banking that Brad is going to be right. I think I’ll wait until after the election to see how things look.

By: Peggy

Peggy — Wed, 09 Jul 2008 18:24:20 +0000

Five years is a gamble which I really haven’t been willing to take since the 70’s when I had money in a 5 year 12% account. I’m sorry I also am old enough to remember when a regular savings account earned 5% all the time. It was the standard rate wayyyyyyyy back when.

By: Brad

Brad — Wed, 09 Jul 2008 17:41:47 +0000

If you have the money to not touch for 5 years, seems good.. However, not sure what rates are going to look like 2 years from now.. Once Big Ben decides to fight inflation a quarter point every other meeting doesn’t seem out of whack, so we could be at 5% in the not-too-distant future.. At which time the online funds would probably be 6-7%.

By: Lee

Lee — Wed, 09 Jul 2008 17:02:18 +0000

Automobile Club of America is refer to as AAA

By: Concerned American

Concerned American — Wed, 09 Jul 2008 10:31:51 +0000

What is AAA?

By: Dean

Dean — Wed, 09 Jul 2008 10:00:16 +0000

If anyone has a AAA account, they can log on, and you will find a 5year cd with 5.17%, and NO MINIMUM BALANCE

surprised me, check it out!