bank rates

5-Year CDs Pay 2.2% In Washington State

HAPO Community Credit Union offers its top deals with a $5,000 minimum deposit.HAPO Community Credit Union’s long-term CD rates are a boon for savers in Washington state and a portion of nearby Oregon.

With a $5,000 minimum deposit, it pays:

  • 1.50% APY for 36-month CDs.
  • 2.10% APY for 48-month CDs.
  • 2.20% APY for 60-month CDs.

The 60-month deal is the clear winner here.

It’s nearly a third of a percentage point higher than the top nationally available 5-year CD rates on our CD Rates Leaderboard.

But really, you can’t lose with any of the three.

You have to be a member of HAPO Community Credit Union to purchase these certificates of deposit. Membership is available to anyone who lives, works, worships or attends school in Washington State, or who lives or works in Oregon’s Umatilla County.

You can also join if you have a relative who is a member or is eligible to become a member.

Membership requires a $5 deposit into a savings account.

Members can buy CDs over the phone or at branch. There are 14 locations: in Kennewick, Pasco, Richland, Sunnyside, Wall Walla and Yakima, Wash.; and in Hermiston, Ore.

Learn more about HAPO Community Credit Union at or call 509-943-5676.

Compare these returns with the best CD rates from scores of banks in our extensive database.

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Comments (5)
1 Star2 Stars3 Stars4 Stars5 Stars (2 votes, average: 5.00 out of 5)
5 Existing Comments
  1. mahdi said:
    on August 17th at 06:51 am


  2. Kathy at Bankaholic said:
    on September 21st at 09:58 am

    HAPO’s 60- and 48-month rates haven’t changed, but it’s now paying 1.75% APY on 36-, 30- and 24-month CDs.

  3. Kathy at Bankaholic said:
    on October 12th at 09:08 am

    HAPO’s rates have dropped again to:
    60-month: 2.10% APY
    48-month: 2.00% APY
    36-month: 1.35% APY
    30-month: 1.25% APY
    24-month: 1.05% APY

  4. Kathy at Bankaholic said:
    on November 27th at 12:21 pm

    HAPO’s rates have dropped:
    60-month CD is now 1.95% APY.
    48-month CD is now 1.85% APY.
    36-month CD is now 1.20% APY.

  5. Kathy at Bankaholic said:
    on February 12th at 09:52 am

    These rates keep slipping. HAPO now pays:

    1.91 on 60-month CDs
    1.81 on 48-month CDs
    1.16 on 36-month CDs