bank rates

5-Year CD Pays 2.15% In Philadelphia

pencil eraser pushing the plus sign on a calculatorCredit unions affiliated with specific religions or ethnicities often provide strong CD rates, even though their membership is limited.

Ukrainian Selfreliance Federal Credit Union, which serves the Ukrainian community in the Philadelphia area, is one such credit union and currently pays 2.15% APY for 60-month CDs with a $500 minimum deposit.

That beats the top nationally available 60-month CD rate on our CD Rates Leaderboard by a tenth of a percentage point.

You have to be a member of Ukrainian Selfreliance Federal Credit Union to purchase these certificates of deposit.

Membership is only open to members of the Ukrainian Selfreliance Association; former members of Ukrainian Credit Union in Scranton; students, faculty and staff of Manor College, a Catholic college in the Philadelphia suburb of Jenkintown with a Ukrainian Heritage Studies Center; employees, staff and members of the Ukrainian Educational and Cultural Center, also in Jenkintown; members and employees of the Word of Life Church in Feasterville, Pa.; and members of the Evangelical Pentecostal Church in Huntington Valley, Pa.

Membership requires a $5 membership fee and a $50 deposit in a share savings account.

Members have to buy CDs in person. There are three branches in Philadelphia as well as locations in Jenkintown and in Trenton, N.J.

Learn more about Ukrainian Selfreliance Federal Credit Union at www.ukrfcu.com or call 215-725-4430.

See how these returns compare with the best CD rates from scores of banks in our extensive database.

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