bank rates

5-Year CD Deal For Houston Savers

Shell Federal Credit Union offers good CD rates with a $500 minimum deposit.Texas remains a hot state for CD rates. Houston-area savers are the lucky recipients this time around.

Shell Federal Credit Union pays 2.15% APY for 60-month CDs with a $500 minimum deposit. (It pays 2.20% APY with a $50,000 deposit.)

That beats the top nationally available 60-month CD rate on our CD Rates Leaderboard by more than a tenth of a percentage point.

It also pays 1.55% APY for 36-month CDs and 1.85% APY for 48-month CDs with the same minimum deposit.

You have to be a member of Shell Federal Credit Union to purchase these certificates of deposit. Membership is available to anyone who lives, works, worships or attends school in Harris County.

Membership requires a $5 deposit into a share savings account.

Members have to buy CDs at a branch, but there are eight: in Deer Park, Houston, Humble, La Porte and Pasadena.

Learn more about Shell Federal Credit Union at or call 651-291-1515 or 800-899-5626.

Compare these returns with the best CD rates from scores of banks in our extensive database.

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Comments (1)
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One Existing Comment
  1. Kathy at Bankaholic said:
    on January 4th at 08:44 am

    Shell FCU has dropped these rates. Notably, it now pays 1.95% APY for a 60-month CD with a $50,000 minimum deposit.

    These are the $500-minimum rates as of today:
    60-month = 1.90% APY.
    48-month = 1.55%
    36-month = 1.30%