bank rates

5-State Deal Pays 1.75% On 33-Month CDs

Kentucky-based Community Financial Services Bank is offering a CD special that’s not only a great deal but is available to savers throughout its home state, plus four neighboring states.

Paying 1.75% APY on 33 months, Community Financial offers a time-commitment edge over the top nationally available 36-month rate of 1.75% APY from the banks our on CD Rates Leaderboard.

Community Financial also allows for a modest minimum deposit, at $1,000.

All of this is enough to earn Community Financial a spot in our constantly updated roundup of the country’s best-paying CDs from community banks and credit unions.

Anyone living in Kentucky, Tennessee, Missouri, Indiana or Illinois can open one of these certificates of deposit online or in person at one of five Kentucky branches in Benton, Murray, Calvert City and Paducah.

Should you need to cash in the CD early, Community Financial will assess an early-withdrawal penalty of $35 plus six months’ interest.

As always, checking Bankrate’s extensive database of the day’s best CD rates is a smart play before committing your funds to any certificate.

If you find another way to earn 1.75% in less than three years, you’ll know you’ve found a deal.

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