If you can qualify for a Citi Secured MasterCard, you can take advantage of one of the best CD rates around.

The collateral you post for the card — up to $25,000 — is invested in an 18-month certificate of deposit paying 4.07% APY. That’s considerably more than the 2.25% special Citi is currently advertising.
But to qualify for the card, you’ve got to be credit newbie. MORE

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