bank rates

4-Year CD Rewards Illinois Investors

Central Illinois savers with access to Morton Community Bank or one of its divisions, known as Hometown Community Banks, can earn 2.05% APY on special 48-month CDs.

We’ve found it nearly impossible to find a 36-month CD rate anywhere near 2% these days – let alone on our CD Rates Leaderboard. The 48-month term is really the way to go.

There are 26 banks under the Hometown Community Banks banner. Most are named for the community in which they’re located, like Peoria Community Bank in – wait for it – Peoria. But a few break the mold.

We assume that if you bank at a Hometown Community Bank, you know it. Still, the entire list is on the website if you live in central Illinois and aren’t sure if one is nearby.

You’ll need to deposit a minimum of $1,000 to buy this certificate of deposit and do so in person at a branch.

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