bank rates

4-Month CD Special Treats Florida Savers

4-Month CD Special Treats Florida Savers

We’d certainly like to see more short-term CD rates like HomeBanc’s 4-month special.

It pays 1.30% APY with a $10,000 minimum deposit of new money.

The top nationally available 3-month CD rate on our CD Rates Leaderboard has dropped to just 0.46% APY.

HomeBanc itself pays four-tenths of a percentage point less for 60-month CDs.

The new money requirement isn’t the only stipulation for buying these certificates of deposit.

This offer isn’t available to customers who’ve taken advantage of HomeBanc’s previous CD promotions or closed their accounts in the last 24 months. The maximum deposit is $75,000.

You also have to be a resident of Florida and buy these certificates of deposit in person at one of HomeBanc’s 15 banking centers.

Those are in Belleair Bluffs, Clearwater, Dunedin, Kenneth City, Lake Mary, Largo, Pinellas Park, Sarasota, Seminole, St. Petersburg, Tampa and Winter Park.

Learn more about HomeBanc at or call 813-228-8300.

Compare these returns with the best CD rates from scores of banks in our extensive database.

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