bank rates

36-Month CD Rates Down But Not Out

Just one month ago a handful of banks paid a CD rate upward of a 3% APY on for a 36-month term. Now there’s only one and it barely pierces the 3% mark.

CD rates started to slide just about two years ago and they haven’t stopped yet. But CDs still offer higher yields than any other type of bank deposit. You should make as much money as you can.

avgerage 36-mo cd rate

At least with these picks you’re beating the national average CD rate for a 36-month certificate, which is holding near 1.70%.

3.01% APY with a minimum deposit of $3,000 from newdominionDIRECT, headquartered in Charlotte, N.C.

2.97% APY with a minimum deposit of $50,000 from Goldwater Bank in Phoenix, Ariz.

2.90% APY with a minimum deposit of $2,500 from
Intervest, the online division of Intervest National Bank in New York City.

Click here to compare those offers with the best CD rates from dozens of other banks in our extensive database.

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