bank rates

3-Year, 1.73% CD Rates In Upstate N.Y.

Upstate New Yorkers continue to enjoy competitive 36-month CD rates from Massena Savings & Loan.

We’ve been tracking the 3-year returns at this small thrift since 2011, and it’s currently paying 1.73% APY with a $1,000 minimum deposit.

Bags of money

You can try searching Bankrate’s extensive database for its best CD rates, but we suspect you’ll have a hard time beating it.

Massena tops the best nationally available yield from the banks on our CD Rates Leaderboard .

Unfortunately, you have to live in Massena or one of its surrounding communities to buy these certificates of deposit, and you must make that purchase at one of its two branches, on Main Street in Massena and Lincoln Avenue in Waddington.

Live somewhere else? Check out all of the top local and regional CD deals we track at community banks and credit unions.

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