bank rates

3-State Deal On Top 12-Month CDs

hand touching the combination lock on a safe.HAB Bank’s 12-month CD rates beat the offer on our CD Rates Leaderboard.

But if you’re a California resident, the deal is even better.

With a $1,500 minimum deposit, it pays:

  • 1.15% APY at its California branches.
  • 1.10% APY at its New Jersey and New York branches.

The top nationally available 12-month CD rate has dropped to 1.05% APY, making either of those rates a better deal.

Formerly known as Habib American Bank, HAB Bank – a subsidiary of Pakistan’s largest bank – has branches in California, New Jersey and New York. The U.S. bank is an FDIC member.

Its CD rates can differ for its two branches in Los Angeles and Artesia, Calif.; its single branch in Manhattan; and its additional New York branches in Hicksville, Jackson Heights and Richmond Hill, and in Iselin, N.J.

You have to buy HAB Bank’s certificates of deposit in person.

Learn more about HAB Bank at or call 212-532-4444, 213-362-1200 or 718-397-0890.

Compare these returns with the best CD rates from scores of banks in our extensive database.

UPDATE 5/30/14: HAB Bank has lowered its 12-month rate to 0.50% APY at its New York and New Jersey branches.

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