bank rates

3-State Deal: 42-Month CD Pays 2%

Woman putting money in a green piggy bankKemba Credit Union has special 42-month CD rates for its more than 70,000 members in the greater Cincinnati area.

It pays 2.00% APY with a $2,500 minimum deposit.

That’s more than half of a percentage point higher than the top nationally available 36-month CD rate on our CD Rates Leaderboard, which has yet to budge from 1.45% APY in 2014.

You have to be a member of Kemba Credit Union to purchase these certificates of deposit.

Membership is open to residents of 24 select counties in Ohio, Kentucky and Indiana, as well as people who work for one of the credit union’s more than 700 select employee groups.

A list of eligible counties and companies is on the credit union website.

Membership requires a $5 deposit in a share savings account.

Members can buy CDs over the phone or in person. The credit union has 11 branches in the greater Cincinnati area.

Learn more about Kemba Credit Union at or call 513-762-5070.

See how these returns compare with the best CD rates from scores of banks in our extensive database.

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